In The Matter Of: Constance P. MERCER, Debtor. ATT Universal Card Services, Appellant, v. Constance P. Mercer, Appellee. No. 98-60693.United States Court of Appeals, Fifth Circuit. March 23, 2001. Page 392 [EDITORS’ NOTE: THIS PAGE CONTAINS HEADNOTES. HEADNOTES ARE NOT AN OFFICIAL PRODUCT OF THE COURT, THEREFORE THEY ARE NOT DISPLAYED.] Page 393 [EDITORS’ NOTE: […]